Xian had a House and a car monthly consumption of 2000 living life, requires making 4.5 million
one 23 age of university graduates, according to statistics announced of Xian City 2010 per capita can dominated income 22244 Yuan of income calculation, to 5% of range yearly growth; interest income according to one years regularly 3% meter; daily spending annual 12,000 yuan, yearly to 5% of range increments; 31 age Shi make have first pay 126,000 yuan, acquisition a 70 square meters of House (6000 Yuan/square meters, down payment 30%, 20 by
opening loan months for 1860 Yuan) …… Conclusion: the public at the age of 73 balance of 162,000. "In theory, based on the cash flows, consumption is more than 1000 Yuan per month, and have no money to buy a car. "Lai Jienan concludes.
"have a 5 million Yuan, taking into account inflation, in XI ' an, enough for a lifetime?" Recent topics on urban living costs and pension costs expected, aroused wide attention from both local residents and comment.
an ordinary person, in XI ' an, buying a House, a car, achieve more "moist" life, really need to make a lot of money? the reporter interviewed the financial planner, according to its calculations, if we achieve this goal, ordinary life at least earn 4.5 million Yuan.
5 million to retire at 40 in XI ' an, "spend"?
recently, about two or three lines of urban living costs, costs of early retirement to enjoy life and other topics drew a lot of attention and buzz in the circle of many white-collar workers and working families. Mr Li is reflected to reporters and the public, in XI ' an, the local forum post on possesses liquid assets of 5 million Yuan (excluding real estate, cars and other assets), for advice about money can "enjoy nourishing life"?
it is understood that the posting user claiming to be 35 years old, unmarried, Central general staff, annual income is around 60,000 yuan, parents are retired, without any burden on their families, except for two homes outside the car and bought four years ago, now has 5 million cash on hand, monthly expenditure including recreational, shopping, party a total of 3000 Yuan. Intend to retire at 40, living on this 5 million Yuan investment to maintain, but he worries that get rid of inflation and other factors, 5 million yuan in XI ' an, could live forever?
"sitting on so much money, literally, is enough. Without these funds do? I wouldn't worry about your financial ability, just think you lack of pursuit of life. "Friends" KLX "replies:" (Xian) most people don't have so much money, but financial problems still to solve. "
more people think, poor people can spend a lifetime without much rich spent a month. Depends on how you want to live.
has room has car months consumption 20,001 health needed earned 4.5 million
on this, Yangtze River securities investment banking Department registered accountants Lai Jienan lists a Zhang calculation table: one 23 age of university graduates, according to statistics announced of Xian City 2010 per capita can dominated income 22244 Yuan of income calculation, to 5% of range yearly growth; interest income according to one years regularly 3% meter; daily spending annual 12,000 yuan, yearly to 5% of range increments; At the age of 31 have to first pay 126,000 yuan, to buy a House of 70 square meters (6000 Yuan/sq m, down by 30%, mortgage lending in 20 months for the 1860) ... ... Conclusion: the public at the age of 73 balance of 162,000. "In theory, based on the cash flows, consumption is more than 1000 Yuan per month, and have no money to buy a car. "Lai Jienan concludes.
Mr LEE said he and his friends are more concerned about ordinary people--lived in XI ' an, to have a House and a car in "nourishing" life, life needs to make a lot of money? Lai Jienan produced a spreadsheet shows: daily expenses in addition to 24,000 yuan a year, spending more than 1 time above, the same yearly increase rate of 5%;
in addition, at 31 years old, 40 years old, 50 years old to purchase a 100,000 car (vehicle replacement), other conditions included the acquisition of a 70-square-meter house, and so on. Conclusion: at the age of 23 was making 44300, 5% annualized growth and income, to the age of 73 total income of 4.5 million Yuan, "only in this way, in theory, to meeting rooms, cars, the demand for consumption of 2000 Yuan a month. "Lai Jienan said.
"100,000 yuan to buy cars, live in a 70 sq m House, consumption of 2000 Yuan a month ... ... This can only be regarded as normal food. "Open source General Manager of securities investment consultancy, financial planner Xu jingxi analysis:" keep a a hundred thousand of cars, need 2000 Yuan a month. Watch a movie in her spare time, next restaurant, daily average spend 200 Yuan, before they get it. ' Moist ' life, income, expense, doubling. "